At Insight Psychotherapy, we do our best to provide excellent levels of care at a reasonable cost.
The clinicians at Insight Brookline accept a wide variety of insurances, to include but not limited to:
Blue Cross/Blue Shield
United Behavioral Health
Each clinician makes individual decisions on which insurance to take. It is important to discuss this with the clinician of your choice
While our clinicians accept most major insurance plans, it is important for our clients to be knowledgeable about the claim process for the services they are seeking. We understand that navigating through insurance plans can be difficult so we have answered some common questions about insurance coverage:
How do I know if I have insurance for mental health services?
As of 2008, all health insurance companies are required to provide coverage for mental health services (therapy, psychopharmacology, counseling etc.) at the same level as health services (primary care physicians, dermatologists, orthopedists etc.). Call the number on the back of your insurance card to find out more information about your individual plan.
How do I know if my insurance is accepted?
Our clinicians at Insight Psychotherapy accept most major insurance plans. Check the profile page of the clinician you are seeking services from and see what payment options are available.
What is a copay?
A copay is the out-of-pocket cost that your insurance provider requires you pay at each appointment.
What is a deductible?
Oftentimes, health insurances require their members to spend a certain amount of money out of pocket before they will provide payments to your providers. For example, if you have a $500.00 deductible, you will have to cover the full cost of the appointment until your out of pocket cost reaches $500.00 at which point your insurance will provide payment.
I paid my copay at the time of my visit, why do I have a bill for my session when I have health insurance?
If the provider you are seeing accepts your health insurance, check with the insurance company to see if you have a deductible that you are responsible for until they will begin paying for your sessions. The copay you paid at the time of your appointment is still due at the beginning of the session and may not contribute to the total out-of-pocket cost that is required by your insurance company. Call your insurance company to find out if you have a deductible and if your copays contribute to it.
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions of your health insurance carrier:
Do I need a referral from my primary care physician to a mental health professional?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session?
Do I have a co-payment?
Are there dollar limits, visit limits or other coverage limits for my mental health benefits?
Each clinician determines their own self-pay rate. If you are planning on "paying out of pocket", it is important to discuss this with your clinician of choice prior to your first visit.
Reduced fee services are available on a limited basis to patients not using insurance who cannot afford the full fee.
Cash, check and all major credit cards accepted for payment.
If you have more specific questions about fees and insurance coverage please feel free to contact us so we can better assist you.